HDFC hits the market with its all new app: CHILLR

Tired of adding beneficiaries ?? Looking for a hassle free way of transferring money?

Well, HDFC has something  in store for you all. “CHILLR” – a revolutionary App that lets you send money immediately to anyone in your phone book, 24 hours a day. You  can send money to any of your phonebook contacts instantly without  adding beneficiary details such as bank account number, IFSC codes etc. .  HDFC customers can simply select their phonebook contact to whom they want to send money, enter the amount and done. You can also request money and split bills amongst friends. Soon, you’ll be able to recharge your mobile, DTH & data cards and also pay at online or offline stores using Chillr.


All transactions are authorized through an M-PIN that is issued by HDFC Bank and known only to the customers. The app is highly secured by 2048-bit client certificates and is accompanied by Custom keyboards to protect you from phishing attacks.

Nitin Chugh, head -digital banking, HDFC Bank shared, “Chillr is a third-party app, which will be available exclusively for our customers. It will allow them to transfer money using a contact’s mobile number alone. It will increase convenience, as the sender will not have to face the hassle of adding beneficiaries before sending money”, adding, “We expect adoption to be very quick. We will be promoting this at worksites where we have salary accounts through microsites online and through videos.” As of now, only Rs 1000 can be transferred at a time, daily limit has been set at Rs 25,000.

Chillr is a mobile app startup based in Cochin, founded by Sony Joy. HDFC Bank is their first partner in soliciting mobile based money transfer service, and it seems that its an exclusive partnership as Chillr is not yet available for any other bank user.

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